💰 Finance & Loans

Discover the best resources, tools, and services. AI-powered recommendations tailored to your needs.

Lloyds Bank Business logo
Business Loan
Lloyds Bank Business

Lloyds offers fixed-rate and variable-rate business loans with repayment holidays available. Strong support for agriculture and pr...

119278 ️ Secured & Unsecured
View Details
MarketFinance logo
Invoice Finance
MarketFinance

UK invoice finance and business loan provider unlocking cash tied up in unpaid invoices. Useful for businesses with long payment c...

Variable rates ✅ Verified ️ Invoice Finance
View Details
Monzo Business logo
Business Banking
Monzo Business

Mobile-first UK business bank account with real-time spending insights and easy integrations. Popular with freelancers and small b...

Free – £9/mo ✅ Verified ️ Business Banking
View Details
NatWest Business logo
Business Loan
NatWest Business

NatWest offers business loans, overdrafts, and asset finance. Government Recovery Loan Scheme participant. Good for businesses wit...

121882 ️ Secured & Unsecured
View Details
OakNorth Bank logo
Business Loan
OakNorth Bank

UK bank specialising in larger business loans for scale-ups and established SMEs. Known for fast underwriting on complex lending c...

Bespoke rates ⭐ Top Rated ️ Business Loan
View Details
PayPal Working Capital logo
Business Loan
PayPal Working Capital

Business loan for PayPal sellers based on account sales history. Fixed fee instead of interest, repaid as a percentage of daily sa...

Fixed fee ✅ Verified ️ Merchant Loan
View Details
Recap logo
Crypto Tax Tool
Recap

UK-focused crypto tax calculation tool helping individuals and businesses report capital gains correctly to HMRC. Imports from maj...

Free – £179/yr 🔥 Trending ️ Crypto Tax
View Details
Swoop Funding logo
Funding Marketplace
Swoop Funding

UK platform matching businesses with loans, equity, and grant funding options across hundreds of providers in one search....

Free to search ✅ Verified ️ Funding Marketplace
View Details

Finance & Loans: What to Check Before You Choose

Choosing a lender or finance provider comes down to three things: how fast you need the money, what it will cost you over time, and whether you actually qualify. Startup loans backed by government schemes tend to have lower rates but slower approval. Peer-to-peer and fintech lenders move faster, often within a day, but charge more for that speed. Before applying anywhere, check the FCA registration number listed on each profile here — it's the quickest way to confirm a lender is legitimate. Also compare the total repayment amount, not just the headline interest rate, since fees and early repayment charges vary a lot between providers.

Not sure what to choose?

Ask our AI assistant — describe your needs and get personalised recommendations instantly.

Ask AI Assistant